Do you have a 401k that you are looking to roll over and are you confused by the traditional methods available to roll over your hard earned 401k plan?

Well you can take a deep breath now and relax because we can show you how to rollover your 401 k without all of the headaches you will find with traditional 401k roll over methods.

Others may tell you that the best thing to do with your 401k is roll it over into another traditional retirement plan so you will not be subject to unnecessary taxes or withdrawal penalties.

They will basically give you the following options:

• Rollover into another Employees 401k
• Roll over into a Brokerage IRA
• Rollover into a Mutual Fund Company IRA
• Roll over into a Roth IRA

The methods above may seem confusing and most of all your common sense is telling you there must be a better way. Because none of the above methods allow you any real benefits both for short term and in the long run. They just allow you to procrastinate the inevitable.

You are probably asking yourself how can I utilize the hard earned money I have contributed to my 401k without losing it all to heavy penalties and how can I use this money to improve my lifestyle? How can I pay for the major expenses in my life and how can I build a solid retirement plan that allows me the financial freedom and peace I deserve?

We'll as I mentioned earlier there is a way and we can show you how! Converting your 401k may be easier than you think and there are several benefits for you when you do this. All "risk free".
So what are we talking about here? We are talking about you starting your own Family Bank.

Now, We are not telling you that by rolling over or converting your 401k into a Family Bank that you will not incur any fees or penalties in doing so however we can say with confidence that we are experts in this field and can minimize this pain for you tremendously.

And before we get into the details of the Family Bank I would like you to consider something.

I would like you to consider that you need to find a better way to make the money in your 401k work for you.

The bottom line is...The money that you have contributed all these years to your 401k has been tax free contributions. Right…. So when you are of the age to finally take advantage of your 401 k you're still going to have to pay taxes on that money. Right….

So the question is at what rate? Who knows….. Because that will be determined at that time, and the way things are heading it's doubtful to think that it will be positive and in our favor. The sad fact is that one way or another if you're ever going to get your hands on your contributions you're going to pay.

So don't you think its time you get that money working for you in the most positive way for you?

If you choose to convert or rollover your 401k I can tell you that you will not find a better company to assist you with this. We are experts in minimizing the taxes and penalties you will pay. What we can do is help you minimize this greatly and then help you to take aggressive action so that you can maximize your money and get it working for you in a positive manner. How? Read On……

What exactly is a Family Bank?

Throughout history the Family Bank has only been used by wealthy families such as the Rockefellors, The Kennedy's and of course major Corporations.

The Family Bank is very easy and inexpensive to set up and will lower the amount of taxes that you will pay throughout your life.

Even if you're a business you can take advantage of the Family Bank like many other major corporations do such as GE, Wal-Mart and Wachovia/WF.

And No…… The Family Bank is not taught in school and you will not hear of it on TV.

When you implement the Family Bank we are not suggesting you re-invent the wheel or take your money offshore or do anything illegal or un ethical.

The Family Bank works like this.

You take your hard earned money. Put it into your Family Bank. Now this is not a physical building. We suggest you create some sort of legal entity like a Family Limited Partnership or a Family Revocable or Irrevocable Trust.

Then inside this entity you open a Fixed Index Equity Insurance Policy. Now there are only a couple of Insurance companies in the United States that I personally recommend. So you need to be careful of what company you choose.

The big benefit your are looking for with your Fixed Index Life Insurance Policy is that you want a policy that allows you to borrow your own money rather than liquidate it. That's the key!

Once you set up your Family Bank you will have the ability to borrow from it and you only pay back the loan upon your death. The loan balances are subtracted from your death benefit. So your loan is collateral by the Death Benefit not the Cash Value and your beneficiaries still can take advantage of the death benefit when you die.

Did that wake you up? It should……. You see you can borrow money directly from your family bank for all of your major purchases.

• This allows you to Enjoy a debt free lifestyle
• Pay for your Home, Cars and Boat
• Pay for Yours or Your children's education
• Take a vacation
• Or buy a new set of Golf Clubs or whatever the case may be

The choice is yours and we are happy to assist you in achieving this. So here is an example. Let's say you would like to buy a new car for $30,000. After your Family Bank has been set up you put the $30,000 into your Bank to fund your account. This becomes the cash value of your account. It is determined by your contributions and the growth of your account.

Now you borrow the $30,000 from the Insurance Company. You do not pull the money out of your own account. Now you have the car paid for and the $30,000 still in your account.

The insurance company of course wants the money back, but when…. At your Death!

Now the obvious benefit to this strategy is that your $30,000 is still in your account earning money.

Understanding Albert Einstein's Rule of 72 means that if you were to earn a 8% rate of return on your money in 9 years that $30,000 would have doubled to $60,000 and you would be able to borrow another $30,000 to buy your next car in cash.

Imagine that you bought two cars and the $60,000 is still in your account. This is how to pay for your lifestyle without ever running out of money.

Think of this. Now, if you never take money out of your account you will always have money in your account.

So as a review we can help you convert your 401k into a Family Bank which is a legal entity. You then open up a Fixed Index Equity Life Insurance policy. You then deposit money into your account regularly. You then take a loan from the Insurance Company and the collateral of the loan is based on the death benefit of your policy and not the cash value. Pay back the loan when you die. Keep your money forever.

The money in your account is still in your account earning money for the rest of your life.

If you are interested in learning more about the details regarding the Family bank concept. I encourage you to get our book The Six Steps To Permanent Personal and Professional Financial Independence and take a look at the many videos we have in the media section of our web site and on our YouTube Channel.

If you are ready to move forward and take advantage of putting your 401k to work for you we can help you do this as we have helped thousands of our clients do. Simply contact us via our contact form and let us know you are interested in learning how you can convert 401k into a Family Bank.

May Your Wealth be with You!

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The Family Bank

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